The Unlimited Cash-Back Bank Account, revealed Tuesday, earns users three percent unlimited cash back annually on all online and in-app purchases as well as a three percent annual percentage yield up to $10,000 on money saved in the integrated savings account. It comes with a monthly fee of $7.95, which is waived if customers maintain a $1,000 minimum monthly spend. There are no overdraft or in-network ATM fees, but the account comes with a set of fees that encourage digital engagement with the bank.
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